Tips

Get Your Home Ready For Winter!

Here are a few tips from Cornerstone to get ready for the Minnesota winter: Clean your gutters-this is so important for the roof. When snow melts on the roof it needs to be able to drain or you could have a nasty ice dam on your hands. Have your furnace checked and serviced by a…
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Putting a Car Into Storage

Did you know that if you are not driving your vehicle for a long period of time, you can take most of the coverage off and save some money? Here at Cornerstone we are happy to put your vehicle into storage for you! When you should put a vehicle into storage? When it is not…
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When is it time for a young adult to get their own car insurance?

When to have a young adult move off onto their own insurance policy? This can be a tricky question and at Cornerstone, we have been faced with it a lot this month. The answer is: It depends. Things to know about kids being on their parent’s auto policy: It’s going to be cheaper, but might…
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Is my kid’s stuff covered while they are at college?

You might be aware that coverage for your contents under your homeowner’s policy are covered anywhere in the world. If that is the case, your kid’s stuff at school should be ok right? In general, yes. But there are some VERY important things to consider. There are special limits on certain kinds of property; theft…
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Insurance and Uber, can they work it out?

In every personal auto policy there is a big exclusion. It says that if you are delivering someone or something for a fee you are not covered. This does not apply if you are car-pooling, doing something for charity or volunteering, but what about our favorite rideshare app, Uber? Are you covered to drive for…
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Full Coverage or Liability Only?

Should I or should I not have full coverage on my car? There is no question that you want to make sure you always have really good liability limits on your car insurance. Liability covers you if you hurt someone in an accident and if someone hurts you. However, when is it a good time…
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Tip of the Month-May

The question is no longer if you need an umbrella, it’s how big of one to buy An umbrella insurance policy is extra liability insurance on top of your normal car and home policies. Typically $1 million or $2 million, they add that extra layer of protection for you and your assets. It is easy…
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Tip of the Month-April

April is National Distracted Driving Awareness Month Please take some time to talk to friends and family about the dangers of driving while distracted and follow these key tips to make sure you are giving your driving the full attention it deserves. Turn your phone off when you get into the car to avoid temptation…
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Tip of the month – March

Spare change can help spare a life: simple tips for tire and tread safety Tire problems are thought to be a factor in one out of 11 vehicle crashes. Blowouts, tread separation, under inflation, and worn treads—the grooves in your tires that offer stability and traction—are some of the tire problems associated with these crashes. Like…
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