Tips

Camping Safety

Summer is finally here! Here are a few tips for staying safe on those camping trips! –          Make sure you get there with plenty of daylight to set up your campsite. –          Build campfires in a contained area to prevent the fire from spreading. –          Wear layers of clothing allowing you to adjust for changes…
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Scheduled Personal Property

Scheduled Personal Property Homeowner’s insurance comes with some personal property coverage built in. But that personal property is only covered for named perils. (Fire, lightening, wind, hail, explosion, riot, smoke, vandalism, theft, falling objects, etc.) Also, insurance companies have limits on how much they will pay for a theft loss of certain things like gun,…
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What drives the price on car insurance?

What drives the price on Car Insurance? This is a common question we hear from our customers. Insurance companies use so many different factors to determine rate, gone are the days of only looking at the tickets and accidents. Here is a list of a few rating variables that help determine Auto insurance premiums: Driving…
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Identity Theft

If your identity is stolen, it can affect your finances, credit history and reputation. Take Action Immediately: Flag credit reports. Contact the fraud department of one of the three major credit reporting agencies (Experian, Equifax and TransUnion). Tell them you are an identity theft victim. Ask them to place a “fraud” alert in your file…
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Insurance to Value

Do You Have Enough Coverage to Rebuild Your Home?   Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance.   Selecting the proper amount of coverage is the single most important decision you…
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Taking care of your trees

Trees are a great addition to any yard, here are some tips to make sure they are in good shape this spring: Remove any dead trees from your property-these can fall easily and create damage Prune dead or broken branches-this helps the tree focus nutrients and water to the live parts of the tree Watch…
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Get Ready For Spring

Although everyone thinks of cleaning when it comes to spring, there are a number of things you should do to make sure your home is ready when the weather in Minnesota changes. Below is a selection of maintenance tasks from the National Center for Healthy Housing (you can see the full list at http://portal.hud.gov/hudportal/documents/huddoc?id=DOC_12334.pdf). Check…
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Winter Driving

It’s never a bad idea in Minnesota to read one of these articles! Here are some great tips to stay safe out there: Make sure your car is ready to go! Check to make sure you have enough windshield washer fluid, the right amount of air in tires, and that the battery is working properly.…
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Snowmobile Safety

Let’s talk about snowmobile safety! Last year was a little bit of a bust in the metro for snowmobiling but maybe if we talk about it, the big snow will come! Here are a few tips to stay safe this year: Just like boaters and aviators talk to your family about your “snow plan”. Describe…
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