Tips

Winter is Coming!

Winter is coming! Here are some ideas to help you save money and stay comfortable at the same time: Heating Use (or install) a programmable thermostat. Turn the heat down a few degrees at night and when you are gone during the day. The U.S. Department of Energy says that by doing this you can…
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Advice for First-Time Home Buyers

There are so many things to consider as a first-time home buyer, and so many new concepts to learn. It’s a bit overwhelming to think about how to get what you want, save yourself money, make sure the house is in good condition, and something you can afford! Here are a few tips from us…
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Do you need to call your insurance agent?

Do you have a home business? People make and sell things on Etsy, teach guitar lessons, babysit dogs at their house, or even meal prep for others. As soon as these side businesses start to earn an income it is time for business insurance! Imagine if the dog you are sitting bites the neighbor kid,…
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Pet Safety for the 4th of July

Tips to keep your pets safe this 4th of July The 4th of July is a great time to celebrate our freedom and enjoy time with family and friends. However, fireworks and loud noises can cause a lot of stress to your pets and more dogs go missing the night of the 4th of July…
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Keep Your Home Safe While On Vacation

Keep Your Home Safe While On Vacation When a home is empty, it becomes an ideal target for criminals. Here are a few steps that you can take to keep your home safer: Buy a light switch timer: Your electric bill could get pretty big if you leave the lights on all day, buying a…
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Driving on the Ice

Driving on the Ice This is the last thing you want after a great day of catching bluegills! Here are are a few tips from the Minnesota DNR to ensure a great time on the frozen lake: Ice thickness guidelines for vehicles: 8 to 12 inches. For a car or small pickup, 12 to-15 inches…
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Ride-sharing and Insurance

Between Uber, Lyft, Uber-eats and the many other ride-sharing companies there is so much to discuss in regards to insurance. Most personal insurance policies specifically exclude coverage when a car is being used to deliver people or goods. These ride-sharing companies provide some insurance for the cars that work for them, however there are huge…
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Tips for Buying a Used Camper

Minnesotans take such good care of their toys, buying a used travel trailer can be a really smart investment but here are a few tips to help you find a great deal on one: Records- Any responsible owner will have kept the records of maintenance on their unit. If the regular maintenance has been performed…
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Camping Safety

Summer is finally here! Here are a few tips for staying safe on those camping trips! –          Make sure you get there with plenty of daylight to set up your campsite. –          Build campfires in a contained area to prevent the fire from spreading. –          Wear layers of clothing allowing you to adjust for changes…
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