property

Scheduled Personal Property

Scheduled Personal Property Homeowner’s insurance comes with some personal property coverage built in. But that personal property is only covered for named perils. (Fire, lightening, wind, hail, explosion, riot, smoke, vandalism, theft, falling objects, etc.) Also, insurance companies have limits on how much they will pay for a theft loss of certain things like gun,…
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Is my kid’s stuff covered while they are at college?

You might be aware that coverage for your contents under your homeowner’s policy are covered anywhere in the world. If that is the case, your kid’s stuff at school should be ok right? In general, yes. But there are some VERY important things to consider. There are special limits on certain kinds of property; theft…
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