furniture

Renters Insurance

Why do I need a renter’s insurance policy? A lot of landlords are requiring renter’s insurance policies now, but even if they aren’t—if you rent you absolutely need one of these policies! Here are the top 3 reasons you should never be without renter’s insurance: Protect your possessions Your landlord’s insurance won’t cover your possessions…
Read More

Scheduled Personal Property

Scheduled Personal Property Homeowner’s insurance comes with some personal property coverage built in. But that personal property is only covered for named perils. (Fire, lightening, wind, hail, explosion, riot, smoke, vandalism, theft, falling objects, etc.) Also, insurance companies have limits on how much they will pay for a theft loss of certain things like gun,…
Read More