Tip of the Month

Taking care of your trees

Trees are a great addition to any yard, here are some tips to make sure they are in good shape this spring: Remove any dead trees from your property-these can fall easily and create damage Prune dead or broken branches-this helps the tree focus nutrients and water to the live parts of the tree Watch…
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Get Ready For Spring

  Although everyone thinks of cleaning when it comes to spring, there are a number of things you should do to make sure your home is ready when the weather in Minnesota changes. Below is a selection of maintenance tasks from the National Center for Healthy Housing (you can see the full list at http://portal.hud.gov/hudportal/documents/huddoc?id=DOC_12334.pdf).…
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Winter Driving

It’s never a bad idea in Minnesota to read one of these articles! Here are some great tips to stay safe out there: Make sure your car is ready to go! Check to make sure you have enough windshield washer fluid, the right amount of air in tires, and that the battery is working properly.…
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Snowmobile Safety

Let’s talk about snowmobile safety! Last year was a little bit of a bust in the metro for snowmobiling but maybe if we talk about it, the big snow will come! Here are a few tips to stay safe this year: Just like boaters and aviators talk to your family about your “snow plan”. Describe…
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Get Your Home Ready For Winter!

Here are a few tips from Cornerstone to get ready for the Minnesota winter: Clean your gutters-this is so important for the roof. When snow melts on the roof it needs to be able to drain or you could have a nasty ice dam on your hands. Have your furnace checked and serviced by a…
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Putting a Car Into Storage

Did you know that if you are not driving your vehicle for a long period of time, you can take most of the coverage off and save some money? Here at Cornerstone we are happy to put your vehicle into storage for you! When you should put a vehicle into storage? When it is not…
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When is it time for a young adult to get their own car insurance?

  When to have a young adult move off onto their own insurance policy? This can be a tricky question and at Cornerstone, we have been faced with it a lot this month. The answer is: It depends. Things to know about kids being on their parent’s auto policy: It’s going to be cheaper, but…
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Is my kid’s stuff covered while they are at college?

You might be aware that coverage for your contents under your homeowner’s policy are covered anywhere in the world. If that is the case, your kid’s stuff at school should be ok right? In general, yes. But there are some VERY important things to consider. There are special limits on certain kinds of property; theft…
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Insurance and Uber, can they work it out?

In every personal auto policy there is a big exclusion. It says that if you are delivering someone or something for a fee you are not covered. This does not apply if you are car-pooling, doing something for charity or volunteering, but what about our favorite rideshare app, Uber? Are you covered to drive for…
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Full Coverage or Liability Only?

Should I or should I not have full coverage on my car? There is no question that you want to make sure you always have really good liability limits on your car insurance. Liability covers you if you hurt someone in an accident and if someone hurts you. However, when is it a good time…
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