Tip of the Month

Tips to keep your pets safe this 4th of July The 4th of July is a great time to celebrate our freedom and enjoy time with family and friends. However, fireworks and loud noises can cause a lot of stress to your pets and more dogs go missing the night of the 4th of July…

Keep Your Home Safe While On Vacation When a home is empty, it becomes an ideal target for criminals. Here are a few steps that you can take to keep your home safer: Buy a light switch timer: Your electric bill could get pretty big if you leave the lights on all day, buying a…

Driving on the Ice This is the last thing you want after a great day of catching bluegills! Here are are a few tips from the Minnesota DNR to ensure a great time on the frozen lake: Ice thickness guidelines for vehicles: 8 to 12 inches. For a car or small pickup, 12 to-15 inches…

Between Uber, Lyft, Uber-eats and the many other ride-sharing companies there is so much to discuss in regards to insurance. Most personal insurance policies specifically exclude coverage when a car is being used to deliver people or goods. These ride-sharing companies provide some insurance for the cars that work for them, however there are huge…

Minnesotans take such good care of their toys, buying a used travel trailer can be a really smart investment but here are a few tips to help you find a great deal on one: Records- Any responsible owner will have kept the records of maintenance on their unit. If the regular maintenance has been performed…

Summer is finally here! Here are a few tips for staying safe on those camping trips! –          Make sure you get there with plenty of daylight to set up your campsite. –          Build campfires in a contained area to prevent the fire from spreading. –          Wear layers of clothing allowing you to adjust for changes…

Scheduled Personal Property Homeowner’s insurance comes with some personal property coverage built in. But that personal property is only covered for named perils. (Fire, lightening, wind, hail, explosion, riot, smoke, vandalism, theft, falling objects, etc.) Also, insurance companies have limits on how much they will pay for a theft loss of certain things like gun,…

What drives the price on Car Insurance? This is a common question we hear from our customers. Insurance companies use so many different factors to determine rate, gone are the days of only looking at the tickets and accidents. Here is a list of a few rating variables that help determine Auto insurance premiums: Driving…

If your identity is stolen, it can affect your finances, credit history and reputation. Take Action Immediately: Flag credit reports. Contact the fraud department of one of the three major credit reporting agencies (Experian, Equifax and TransUnion). Tell them you are an identity theft victim. Ask them to place a “fraud” alert in your file…

Do You Have Enough Coverage to Rebuild Your Home?   Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance.   Selecting the proper amount of coverage is the single most important decision you…