Our expertise is based on a well-trained, experienced professional staff and a serious, conscientious attitude toward our clients. 

Laura O'Neill

Laura O'Neill

laura@cornins.com  |  License #: 20237525
Laura began her career in insurance in 2001, and has been enjoying protecting her clients for over 20 years! Her previous experience in real estate and financial services helps her set up the correct amount of coverage on your home, auto and life. Laura says that what she enjoys most about working at Cornerstone is “getting to know our customers, and helping them tailor their coverage over the years as their lives and needs change.” In her free time, Laura loves spending time with her family (especially her nieces and nephews), participating as a member of the Victoria Lions, volunteering in the community, enjoying the outdoors, and traveling. Laura grew up in Chanhassen, and lives in Chaska, MN and Fountain Hills, AZ.

Doug Panner

Doug Panner

doug@cornins.com  |  License #: MN 40058006
Doug has been a health insurance broker since 2007. In 2015, Doug decided to join Cornerstone and sell home and auto insurance. Now Doug is a one-stop shop for home, health and auto and loves what he does. Doug lives in Minnetonka, recently got married to wife Rachel and has two children Andrew and Ellie. When he is not selling insurance he loves to golf, play soccer, cook, and travel.

Teresa O’Neill
Vice President/Manager

Teresa O’Neill

teresa@cornins.com  |  License #: 40392880
Teresa has been with Cornerstone since 2014, and has extensive customer service experience. Her previous careers have taught her valuable skills in leadership, problem solving, and communication. Teresa enjoys working at Cornerstone because “I get to learn and work with a team that is truly passionate about protecting people.” Outside of work, Teresa enjoys reading, woodworking, anything outdoors, and spoiling her two dogs! 

Customer Service Rep

Annette Stock

Annette joined Cornerstone in January 2020 after a long career in service. In Annette’s spare time she loves joy riding with her husband of 27 years in either their Jeep in the Colorado/Montana Mountains or on their Polaris Side by Side ATV on the northern trails of Minnesota. Annette has 3 grown boys, so nowadays the only caretaking she needs to do is for her 2 Fur Babies that she loves dearly— Lucie and Harley! Annette also enjoys reading, antiquing, outdoor flea markets and spending family time at their cabin.

Customer Service Rep

BreAnne Violet

breanne@cornins.comBreAnne has been the industry for over 14 years! She enjoys educating and discussing coverage with clients, especially reviewing coverage with young adults as she finds it is an important part of their financial development that is often missed. As a life-long Minnesotan, Bre has developed a love of the outdoors and animals. She currently fosters for the Carver Scott County Humane Society. In her spare time Bre enjoys remodeling her home with her fiancée (Matt), hanging out with her foster-fails (Charlie, Betty & Daisy), cooking and traveling the world.


Contact Us

Cornerstone Insurance Agency Inc.
1700 Stieger Lake Lane #201
Victoria, MN 55386

Phone: (952) 448-5028
Fax: (952) 448-5820

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