Call Us Today: 952.448.5028



Our expertise is based on a well-trained, experienced professional staff and a serious, concientious attitude toward our clients.

 Dave Barsness

David Barsness, CPCU
License #: 503600
Dave has over 40 years of experience in insurance.  He has earned his CPCU (Chartered Property Casualty Underwriter) and CIC (Certified Insurance Counselor) designations.  Dave enjoys his work as an insurance agent because “I love helping people.  It’s important to me to make sure that your family has proper coverage, so that if you do suffer from a catastrophic event, you’ll have the right insurance in place to protect your assets and restore your property.”  Dave lives in Victoria, and has lived in Carver County for over 30 years.  When he’s not selling insurance, Dave loves to golf, spend time at his cabin fishing and boating, shoot archery and practice karate.


 Laura O'Neill

Laura O’Neill
License #: 20237525
Laura began her career in insurance when Cornerstone opened its doors in 2001.  Her previous experience in real estate and financial services helps her work with Dave to set up the correct amount of coverage on your home, auto and life.  Laura says that what she enjoys most about working at Cornerstone is “getting to know our customers, and helping them tailor their coverage over the years as their lives and needs change.”  In her free time, Laura loves spending time with her family (especially her neices and nephews), participating as a member of the Victoria Lions, volunteering in the community, enjoying the outdoors, and traveling.  Laura grew up in Chanhassen, and lives in Victoria.



Doug Panner
License #: MN 40058006
Doug changed his career in corporate sales to becoming a health insurance broker in 2007. After 2010 and the inception of the Affordable Care Act, Doug started focusing on businesses and their struggle with the high costs of premiums. January 1st, 2014 the individual mandate started and his focus became mainly individuals, families and local small businesses. Over the last two years Doug has helped hundreds of individuals enroll in MNsure and private insurance, help people pick the correct plan, and educate them to fully understand their insurance policy. In 2015, Doug decided to join Cornerstone and sell home and auto insurance with the expert guidance of Laura and Dave to teach him the ropes. Now Doug is a one stop shop for home, health and auto and loves what he does. Doug lives in Minnetonka and has two children Andrew and Ellie. When he is not selling insurance he loves to golf, play soccer, cook, and travel.

 Teresa O'Neill

Teresa O’Neill
License #: 40392880
Teresa has been with Cornerstone for a couple of years now, and has extensive customer service experience. Her previous careers have taught her valuable skills in leadership, problem solving, and communication. Teresa enjoys working at Cornerstone because “I get to learn and work with a team that is truly passionate about protecting people.” Outside of work, Teresa enjoys reading, snowboarding, bird watching, fishing, kayaking, and playing guitar.


 Dave Barsness
Erin Robbins

Erin has been with Cornerstone for several years, and has several years of experience in customer service. She is married with 3 children and has been a Victoria resident for over 10 years. Erin enjoys working at Cornerstone because “I enjoy helping others get the best coverage to protect their families.” In Erin’s free time, she enjoys being with her family, boating, camping, relaxing with friends and attending all of her kids’ activities.


1700 Stieger Lake Lane #201
Victoria, MN 55386
Phone: (952) 448-5028
Fax: (952) 448-5820

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